Masonry Blog

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The cost of a college education is rising so fast it is hard to keep up the pace. Currently we are seeing about a 7.9% average increase in college tuition costs to approx $7600 for public universities. The overall increase for room/board/etc is a hair less at about  6.1%  to about ... Read More


The Roth IRA plans are so attractive that, in addition to opening a deposit Roth IRA, you may want to convert your traditional IRA into a Roth IRA.  However, you may need professional assistance to figure out whether it is worth the time and cost.  Although contributions to a Roth ... Read More


What is Cash Flow Management?   Every successful business relies on a financial system to carefully control income and expenses.  A business must have a system to know its present financial status, and more important, planning for its future financial moves.  A corporation cannot place a $40,000 inventory order unless its ... Read More


Some people retire by choice. Others do so involuntarily, often as a result of corporate restructuring or downsizing that has cut the ranks of middle management over the past years. Even if a person does not intend to retire early, or is only in their twenties, planning for retirement should ... Read More


 Can you fill your own cavity? Can you properly represent yourself in a lawsuit? Can you set a broken bone after an accident? Of almost everyone, unless you were specifically trained and educated in these tasks after years of college, the answer is no. It is not in our skill ... Read More


  Many people are confused about the new HARP 2.0 loan program that is being rolled out. What is it and why does it make sense? Tom Fischer, Financial Planner interviews Joe Herrell about the program in this informative video. The HARP program is part of the Obama ... Read More


 Basically, planning of any type requires you to think at a higher level. However before this process begins, it is crucial to approach this with an open mind. Having an open mind does not equate to committing or buying in “initially”, it is simply another method of looking at the ... Read More


  A stockbroker or wealth manager will typically take control of your entire portfolio or assets and manage them. A stockbroker, money manager, wealth management specialist, or financial advisor is a little different than a financial planner. A financial planner is someone who takes an entire ... Read More


> Over the 16 years I have been in practice, I have encountered many different situations, problems, and opportunities to help as a Scottsdale Financial Planner.  The opportunities to grow with my clientele, has to have been the most rewarding for me.  Working with people is what I do for a living and ... Read More


  The majority of my my blog posts are educational. I do my best to inform and empower you with knowledge. I have gotten a fair amount of feedback on my Financial Planner vs. Financial Advisor video. So I thought I might put my money were ... Read More