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15

Jun2014

College Funding is a Must As Costs Rise

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June 15, 2014 / Financial Planning
The cost of a college education is rising so fast it is hard to keep up the pace. Currently we are seeing about a 7.9% average increase in college tuition costs to approx $7600 for public universities. The overall increase for room/board/etc is a hair less at about  6.1%  to about ... Read More

11

Jun2014

Rollover your 401k into an IRA

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June 11, 2014 / Investments
Rollover...........Good IRA!! There are many reasons why you should rollover your old 401k's and other past employer retirement plans into an IRA when you have the chance. Here are just a few. 1. They may be charging you a high administration fee for not being an active employee anymore. These fees can ... Read More

13

Apr2014

Roth IRA Attraction

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April 13, 2014 / Financial Planning, Investments
The Roth IRA plans are so attractive that, in addition to opening a deposit Roth IRA, you may want to convert your traditional IRA into a Roth IRA.  However, you may need professional assistance to figure out whether it is worth the time and cost.  Although contributions to a Roth ... Read More

09

Mar2014

529 College Savings Plan – How to Finance a College Education

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March 9, 2014 / Investments
THE EDUCATION FUND  The cost of higher education has increased dramatically, particularly at private colleges and universities.  It may cost $15,000 to $40,000 per year in tuition, books, fees and room and board for a student to attend some private colleges.  This does not include transportation, clothing, laundry and incidental expenses ... Read More

05

Mar2014

Cash Flow Management

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March 5, 2014 / Financial Planning, Investments
What is Cash Flow Management?   Every successful business relies on a financial system to carefully control income and expenses.  A business must have a system to know its present financial status, and more important, planning for its future financial moves.  A corporation cannot place a $40,000 inventory order unless its ... Read More

27

Feb2014

Planning to Retire Wisely

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February 27, 2014 / Financial Planning
Some people retire by choice. Others do so involuntarily, often as a result of corporate restructuring or downsizing that has cut the ranks of middle management over the past years. Even if a person does not intend to retire early, or is only in their twenties, planning for retirement should ... Read More

22

Feb2014

Life Insurance Overview

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February 22, 2014 / Life Insurance
Most people think of life insurance in terms of death benefit protection.  However, today’s policies also provide the vehicles for meeting other goals, such as saving for retirement and education, paying estate taxes and providing liquidity. An added bonus of these policies is that most goals can be achieved on a ... Read More

17

Feb2014

Long Term Care Insurance Needs

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February 17, 2014 / Long Term Care Insurance
As people grow older, they should begin to make plans for later years.  It is important to think about retirement and those activities you would like to pursue.  It is important also to think about the possibility that, at some time, you or a loved one might require some help ... Read More

16

Feb2014

Wealth Protection

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February 16, 2014 / Investments, Life Insurance
Over the years, good times and bad, a statistical constant tells us only 4% to 5% of Americans will achieve financial independence by retirement age.  That leaves 95% destined to be financially dependent.  What is it this small minority does (and the rest does not) that sets them apart? Income, of ... Read More

15

Feb2014

Nobel Prize Investment Strategy

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February 15, 2014 / Investments
Tom Fischer is an Investment Advisor in Scottsdale, Arizona. This article has been shared to allow you to make important financial decisions about your investments. Most investors seem to worry about picking the right stocks.  However, abundant research on billions of investments shows that is almost impossible.  Indeed, efforts to pick ... Read More