Category: Investments


Rollover...........Good IRA!! There are many reasons why you should rollover your old 401k's and other past employer retirement plans into an IRA when you have the chance. Here are just a few. 1. They may be charging you a high administration fee for not being an active employee anymore. These fees can ... Read More


The Roth IRA plans are so attractive that, in addition to opening a deposit Roth IRA, you may want to convert your traditional IRA into a Roth IRA.  However, you may need professional assistance to figure out whether it is worth the time and cost.  Although contributions to a Roth ... Read More


THE EDUCATION FUND  The cost of higher education has increased dramatically, particularly at private colleges and universities.  It may cost $15,000 to $40,000 per year in tuition, books, fees and room and board for a student to attend some private colleges.  This does not include transportation, clothing, laundry and incidental expenses ... Read More


What is Cash Flow Management?   Every successful business relies on a financial system to carefully control income and expenses.  A business must have a system to know its present financial status, and more important, planning for its future financial moves.  A corporation cannot place a $40,000 inventory order unless its ... Read More


Over the years, good times and bad, a statistical constant tells us only 4% to 5% of Americans will achieve financial independence by retirement age.  That leaves 95% destined to be financially dependent.  What is it this small minority does (and the rest does not) that sets them apart? Income, of ... Read More


Tom Fischer is an Investment Advisor in Scottsdale, Arizona. This article has been shared to allow you to make important financial decisions about your investments. Most investors seem to worry about picking the right stocks.  However, abundant research on billions of investments shows that is almost impossible.  Indeed, efforts to pick ... Read More


Prudence would dictate that investors prepare for all possibilities - including the worst.  While the worst is unlikely to happen, it is important to protect assets from the implications of serious change. Only then will you feel free to take advantage of opportunities, seeking out investments that yield excellent rates of ... Read More


 Basically, planning of any type requires you to think at a higher level. However before this process begins, it is crucial to approach this with an open mind. Having an open mind does not equate to committing or buying in “initially”, it is simply another method of looking at the ... Read More


What Is This? Saving for the future cost of college tuition of our children, our own retirement, and purchasing a home are some of the biggest financial goals that we set for ourselves in our lifetimes. One of the biggest tools that parents have for saving for their children’s college education ... Read More


Many people who once thought that they could handle the stock markets swings are quickly finding that they are truly a risk adverse investor. Five of the ten largest single-day drops in the Dow Jones Industrial Average since 1899 have taken place in the past three years. Many financial planners ... Read More